See your estimated monthly payment for a bathroom remodel loan. Adjust the loan amount, interest rate, and term to find a payment that fits your budget.
Estimate your monthly payments before you commit. Adjust project cost, down payment, loan term, and APR to find a plan that fits your budget.
Estimated Monthly Payment
$169.58
per month for 60 months
Estimates only. Actual rates subject to credit approval.
Connect with a verified contractor who offers flexible financing options.
Bathroom remodels range from $3,500 for a basic refresh to $25,000+ for a full gut renovation. Shower replacements average $5,000–$10,000.
APR (Annual Percentage Rate) is the yearly cost of borrowing. Lower APR means less interest paid. Promotional 0% APR offers are available to qualified buyers.
Shorter terms (12–36 months) mean higher monthly payments but less total interest. Longer terms (60–120 months) lower your monthly payment but cost more overall.
Most homeowners finance bathroom remodels through personal loans, home equity loans (HEL), or home equity lines of credit (HELOC). Personal loans are unsecured and typically carry higher interest rates (7–25%) but can be funded quickly. HELs and HELOCs use your home as collateral, offering lower rates (5–10%) but requiring equity and a longer approval process.
Many bathroom remodeling contractors also offer financing through third-party lenders like GreenSky, Synchrony, or Wells Fargo. These programs often feature promotional 0% APR periods (12–24 months) for qualified buyers. Ask your contractor about financing options when requesting your estimate.